The best free Splitwise alternative in 2026

April 2, 2026 · 5 min read

If you're here, you probably know what happened. You opened Splitwise one day to log an expense, and a paywall appeared where the input field used to be. No warning, no grace period. Just: "you need a subscription to keep using this."

You're not alone. Thousands of users hit the same wall at the same time. Splitwise moved its core features behind a premium plan, and the search for a free alternative started.

The short answer: Splitt is the best free Splitwise alternative for couples and roommates. No subscription, no feature limits on the core functionality, no App Store required.

What Splitwise used to offer for free vs. now

Splitwise built its reputation on being the go-to free expense splitter. It was simple, reliable, and it worked. That's why the switch to a paid model hit so many users by surprise — the product was good precisely because it did one thing well and it was free.

The current Splitwise model puts full expense history, detailed reports, and some syncing features behind a subscription of roughly $3-4/month per person. For a couple, that's $6-8/month — around $80/year — for a utility that tracks who bought groceries.

Splitt vs Splitwise: full comparison

Feature Splitwise Splitt Free
Monthly cost ~$3-4/person $0
Full expense history Premium only ✅ Always free
Spending charts Premium only ✅ Included free
Designed for couples ❌ Generic groups ✅ Built for two
No install needed ❌ App Store required ✅ Opens in browser (PWA)
Languages English (mainly) 7 languages incl. Spanish, French, German
Trip expenses

Where Splitt is better than Splitwise — even if Splitwise were free

Price aside, there's a design argument for Splitt. Splitwise was built for groups — multiple people, complex webs of debt, settling up after a trip. That's not what a couple needs.

When you're tracking shared expenses with your partner or roommate, the balance is always bilateral. It's just two people. The interface should reflect that simplicity — and Splitwise's doesn't. Splitt's does.

The home screen in Splitt shows one thing: the current balance between you two. No scrolling through group lists, no figuring out which group has the expense. Just: "you owe €23" or "they owe you €47."

Switching from Splitwise to Splitt

The process is simple. Most couples prefer starting fresh with a zero balance rather than importing old data — it's a natural reset point. Getting started takes less than two minutes:

  1. Open splitt-app.com on your phone
  2. Create an account — just your email
  3. Send your partner or roommate the invite link
  4. Start logging expenses

No credit card. No App Store. No convincing the other person to install something.

Splitt's commitment: the core features — logging expenses, viewing full history, seeing the balance, spending charts — will always be free. The business model for Splitt is a future premium tier for advanced features. The basics stay free.

Switch to Splitt — free, forever

No subscription. No install. Works from your phone in 30 seconds.

Try Splitt →
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