Splitwise Stopped Being Free — The Best Alternative in 2026

April 2, 2026 · 5 min read · splitt-app.com

If you've been a Splitwise user for years and recently noticed that features you used to get for free are now locked behind a Pro subscription, you're not alone.

Splitwise is a great product — but it was built for groups of friends splitting trips and dinners. As it's grown, the business model has shifted. The free tier has gotten more restrictive, and for couples who just want to track two people's shared expenses, paying $3.99–$7.99/month feels like a lot.

⚠️ Splitwise Pro is now required for features like expense charts, currency conversion, and receipt scanning. The free tier is limited.

What Splitwise used to offer for free

For most of its history, Splitwise was fully functional at no cost. You could:

That's changed. The app is still usable for free, but the product increasingly nudges you toward upgrading.

Why couples are leaving Splitwise

Beyond the paywall issue, Splitwise has another problem for couples specifically: it wasn't designed for two people. It was designed for groups. The UI, the flow, the notifications — all of it assumes you have multiple friends with complex overlapping debts to settle.

For a couple tracking who paid for rent, groceries, and dinners? That's overkill. You're using maybe 20% of the features and paying for the rest.

Splitt: built for two, free forever

Splitt is a shared expenses app designed specifically for couples. Two people. One balance. Everything visible to both, in real time.

Feature Splitt Splitwise Free Splitwise Pro
Expense tracking ✓ Unlimited ✓ Unlimited ✓ Unlimited
Real-time balance
Monthly charts ✓ Free ✗ Pro only
App install required No — browser Yes Yes
Price Free forever Free (limited) $3.99–$7.99/mo
Designed for couples ✓ Yes Groups focus Groups focus

Switch to Splitt — free forever

No install. No subscription. Both partners see the balance in real time.

Try Splitt →

How to migrate from Splitwise to Splitt

If you're switching from Splitwise, you don't need to migrate your history. Just start fresh:

For the Splitwise balance you had before switching: decide together if it needs to be settled, note it down, and start clean. Most couples find a fresh start is easier than migrating months of data.

What Splitt doesn't do (and why that's okay)

Splitt is deliberately simple. It doesn't do:

If you need those features, Splitwise Pro or Honeydue might be better for you. But if you're a couple who wants to track who paid what — and see the balance in real time, for free — Splitt does that better than anything else available.

🌍 Available in English, Spanish, French, German, Italian, Portuguese and Catalan. Works on iOS, Android, and desktop — no install required.

The bottom line

Splitwise changed their model and it's no longer the no-brainer free option it used to be for couples. If you're looking for a simple, truly free way to track shared expenses with your partner, Splitt is the cleanest alternative in 2026.

Start for free at splitt-app.com →