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Quick Answer
If Splitwise stopped working, the most common causes are: features moved behind a paywall, a corrupted app cache, or a session error after an update. Fix: clear cache → reinstall → log in via the website. If the issue is a missing feature that is now Pro-only, your only options are to pay ($3.99–$7.99/mo) or switch to a free alternative. Best free alternatives for couples: Splitt, Tricount, Settle Up.
📲 Get Splitt free on Google Play
Log expenses in 5s · built for couples · no limits
Analysis of 424 shared expenses from real couples who switched from Splitwise to Splitt:
Source: anonymized aggregate data from Splitt, June 2026. Splitt is free, no install needed, built only for two people.
📊 Splitwise pricing facts (2026)
Sources: Splitwise.com pricing page, Google Play / App Store reviews, TechCrunch acquisition coverage.
Before you give up on it, run through this list — nine times out of ten it's one of these, and most take under a minute to fix. Here are the issues people actually report in 2026 and the exact steps for each:
As of 2026, Splitwise's free plan limits you to 3 expenses per day. This is not a bug - it's a deliberate restriction. If you hit this limit, Splitwise will stop letting you add expenses until the next day. There's no workaround on the free plan. Your only real options: pay for Pro ($3.99–$7.99/mo) or switch to a free alternative that has no limits.
Charts, currency conversion, and receipt scanning now require Splitwise Pro ($3.99–$7.99/mo). If a feature you used before suddenly shows a "Pro" badge, it's not a bug - Splitwise moved it behind a subscription. Your only fix here is to upgrade or switch to a free alternative.
Splitwise has recurring auth issues, especially on iOS after app updates. Step-by-step fix:
Splitwise notification delivery is unreliable on Android 13+ due to new permission requirements. Fix:
If balances look wrong or expenses aren't syncing: force-close the app, wait 30 seconds, and reopen. If the problem persists after several hours, clear the cache (Settings → Apps → Splitwise → Clear Cache). Data is stored server-side so nothing is lost.
Usually caused by a corrupted cache after an update. Fix: delete the app, reinstall from the store. Your data is in the cloud and won't be lost. If it still crashes after reinstalling, try the Splitwise website in your browser as a temporary workaround.
⚠️ If the problem is a missing feature behind a paywall - that's not a bug, it's a business decision. Your options are to pay for Pro or switch to a free alternative.
I'll be honest about why I care which one you fix. I'm Alejandro. My partner and I used Splitwise for two years, and the app was never really the problem. The problem was the conversation. Every couple of weeks one of us would open it, frown at the balance, and we'd have the same low-grade argument about who'd covered more that month. The numbers were right. The feeling was off.
Then Splitwise started locking the bits we used behind a $3.99–$7.99 subscription, and that was the push. I didn't want to pay a monthly fee to keep having the same tense chat. So I built the thing I wished existed for the two of us. That's the lens for the rest of this page — not "which app has more features", but "which one stops money from being a thing between you".
⚠️ Splitwise Pro is now required for features like expense charts, currency conversion, and receipt scanning. The free tier is limited.
For most of its history, Splitwise was fully functional at no cost. You could:
That's changed. The app is still usable for free, but the product increasingly nudges you toward upgrading.
The paywall is the trigger, but it's not the real reason. Splitwise was built for groups — a ski trip, a flat of five, a dinner where eight people owe each other in tangled little amounts. For that, it's brilliant. For two people who share a life, it's the wrong shape.
Here's what I mean. When you're a couple, the goal isn't to settle a debt and walk away. You're not keeping a tab on a friend. You just don't want money to quietly turn into resentment — the "I always pay for the big shop" feeling that nobody says out loud until it comes out sideways during a different argument. A groups app makes you do the accounting. What a couple actually wants is for the accounting to disappear, so the fairness is just... there, and neither of you has to be the one who brings it up.
I built Splitt for one job: take the running tally out of your head. Two people, one shared balance, both of you see the same number in real time. Nobody has to ask, nobody has to chase, nobody plays accountant. You add the Mercadona shop in ten seconds and get on with your evening.
| Feature | Splitt | Splitwise Free | Splitwise Pro |
|---|---|---|---|
| Expense tracking | ✓ Unlimited | ✓ Unlimited | ✓ Unlimited |
| Real-time balance | ✓ | ✓ | ✓ |
| Monthly charts | ✓ Free | ✗ Pro only | ✓ |
| App install required | No - browser | Yes | Yes |
| Price | Free forever | Free (limited) | $3.99–$7.99/mo |
| Designed for couples | ✓ Yes | Groups focus | Groups focus |
| Time to log 1 expense | <10 seconds | ~25 seconds | ~25 seconds |
| Daily expense limit | Unlimited | 3/day (free) | Unlimited |
| Push notifications | ✓ Free | ✓ | ✓ |
| 7 languages | ✓ EN/ES/FR/DE/IT/PT/CA | ✓ Many | ✓ Many |
One shared balance, both of you see it live. No chasing, no awkward "you owe me" texts. Free, and your partner joins with a link.
Try Splitt free →If Splitwise's paywall is the issue, here are the 5 best free alternatives tested in 2026, with honest pros and cons for each.
Splitt is built exclusively for two people. No groups, no complexity - just one shared balance between partners, visible in real time from any browser. No app install required.
Tricount is excellent for one-off situations: a weekend trip, a shared dinner, a holiday with friends. You create a "count", add expenses, and it calculates who owes what at the end. No account needed.
Settle Up works for both couples and small groups. Clean interface, supports multi-currency, and the free tier covers most use cases. The design is more utilitarian than Splitwise.
Spliit (with two i's) is a fully open source, self-hostable expense tracker. You create a group via a link - no login required. Great for privacy-conscious users, but lacks the polish of commercial apps.
Honeydue is couple-focused and allows linking bank accounts to see transactions automatically. More powerful, but requires US bank connection and sharing financial account access with your partner.
💡 Bottom line: For couples tracking daily expenses (rent, groceries, restaurants) - Splitt is the cleanest free option. For group trips - use Tricount. For multi-currency without paying - try Settle Up.
If you're switching from Splitwise, you don't need to migrate your history. Just start fresh:
For the Splitwise balance you had before switching: decide together if it needs to be settled, note it down, and start clean. Most couples find a fresh start is easier than migrating months of data.
Splitt is deliberately simple. It doesn't do:
If you need those features, Splitwise Pro or Honeydue might be better for you. But if you're a couple who wants to track who paid what - and see the balance in real time, for free - Splitt does that better than anything else available.
🌍 Available in English, Spanish, French, German, Italian, Portuguese and Catalan. Works on iOS, Android, and desktop - no install required.
If your Splitwise is glitching, try the fixes above — most of the time it's a cache or a login loop, not the end of the world. But if the thing that broke is the free tier, and you're a couple, don't replace one groups app with another. Pick the tool that's built for two and gets out of your way.
That's the whole reason Splitt exists. My partner and I haven't had the "who paid more this month" conversation since we started using it — the number's just there when we glance at it, and we stopped keeping score. That's what I'd want for you too. It's free, it takes a minute to set up, and your partner joins with a single link.
Start for free at splitt-app.com →
If you were a Honeydue user, you've already been through this once. Honeydue shut down in late 2024 with almost no warning, leaving thousands of couples scrambling for an alternative. Many of them moved to Splitwise - only to find that Splitwise had also moved key features behind a paywall.
If you've been bounced from one platform to another, Splitt was built with exactly this in mind: a couple-focused expense app that doesn't shut down, doesn't charge for basic features, and doesn't require linking your bank accounts.
If Splitt isn't the right fit, here are the other main options in 2026:
For most couples who just need to track daily shared expenses and see who owes what - Splitt covers 100% of the use case for free.
Before spending time troubleshooting your app or device, confirm whether the problem is on Splitwise's end:
Most "Splitwise is down" reports are actually local issues — a corrupted cache after an update, a session that expired, or a feature that moved behind the Pro paywall. True Splitwise outages are rare and usually resolved within a few hours.
Splitwise has a free tier, but key features like expense charts, currency conversion, and receipt scanning now require Splitwise Pro at $3.99–$7.99/month. Many users who relied on the fully free version have been looking for alternatives since the paywall was introduced.
In 2026 the Splitwise free plan caps how many expenses you can add per day and locks several tools behind Splitwise Pro: expense charts, currency conversion, receipt scanning, itemized splits and the AI features. You can still add a few basic expenses and check balances, but the daily entry cap plus the paywalled extras are the main reasons couples switch. Splitt, by contrast, has no daily limit and keeps unlimited expenses, real-time balance, history and monthly charts free.
Splitt is the best free Splitwise alternative specifically for couples in 2026. It offers unlimited expense tracking, real-time balance, monthly charts and shared trip management - all free, with no app install required. It works directly from the browser on iOS and Android.
The easiest approach is to start fresh rather than migrating old data. Go to splitt-app.com, create a free account, and invite your partner with a link. For your existing Splitwise balance, settle it once manually and start tracking from today with Splitt.
No. Splitt is a PWA (Progressive Web App) that runs directly in your browser - on iPhone, Android or desktop. You can add it to your home screen for a native app experience, but no App Store or Play Store download is required.
Splitwise outages do happen occasionally, but most "Splitwise is down" reports are actually local issues: a poor connection, an outdated app version, or a corrupted cache. Try loading the Splitwise website in a browser; if it loads there, the service is up and the problem is on your device. Force-close the app, update it, or reinstall. If you keep running into problems, a browser-based tool like Splitt has nothing to install and nothing to crash.
The most common reasons are: a recent app update left a corrupted cache (fix: clear cache or reinstall), you're signed out after a "session expired" error (fix: log back in via the website), notifications got disabled by a system permissions change (fix: re-enable them in phone settings), or a feature you used to have for free now sits behind Splitwise Pro. If it's the last one, it's not a bug and the only options are to pay or switch to a free alternative.
Yes. The core features of Splitt - expense tracking, real-time balance, history, charts - are free with no usage limits. A Splitt Premium tier is coming with advanced features, but the free version will always cover everything a couple needs for daily expense management.
Splitwise Pro ($3.99–$7.99/month) is worth it if you need multi-currency splits, receipt scanning, or expense charts across a group of 3+ people who split complex expenses. For a couple tracking rent, groceries, and bills — the Pro features are overkill. A free alternative designed for two people covers 100% of the use case at $0/month.
Splitwise allows you to export your data as a CSV from the account settings (Settings → Export Data). Most alternative apps don't import Splitwise CSV files directly. The easiest approach: export your CSV for records, note your current balance, settle it once with your partner, and start fresh in the new app. Most couples find a clean start easier than re-entering months of history.
Splitwise was acquired by EXL Service in 2024. Following the acquisition, the free tier became more restrictive — a daily expense cap was introduced and several previously free features (charts, currency conversion, receipt scanning) moved behind Splitwise Pro. This is a common pattern when VC-backed or PE-acquired apps shift toward monetization. It doesn't mean the product got worse — it means the business model changed.
Disponible en Android
Splitt ya está en Google Play Store
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