Splitt
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Splitt
← Try the app
Direct answer: The best free alternative after canceling Splitwise Pro in 2026 is Splitt. It includes expense charts, a live running balance, and category tracking — all free, with no paywall and no hidden costs. Designed specifically for couples, not groups. No install required.
Splitwise has a free tier, but in 2023 the company moved most useful features behind Splitwise Pro. Here is the real cost breakdown:
For a tool that essentially helps you answer "who owes whom $47 for groceries?" — that subscription cost feels steep for many couples.
This is where it stings. The features that moved to Pro are exactly the ones couples actually use:
On the free tier in 2026, you can add expenses and see a balance. That is about it. No charts to visualize where money is going. No receipt scanning. No export.
For a group trip where 8 people split a hotel and 20 restaurant bills, Splitwise Pro might be worth it for the organizer. But for couples tracking ongoing shared expenses — rent, groceries, utilities, streaming subscriptions — the math rarely works out.
Consider: if you are paying $7.99/month for Splitwise Pro because you want expense charts, you are spending $95.88/year to see a pie chart of your grocery spending. That is more than most couples save by using the app carefully.
The hidden cost of "free" apps: Splitwise is not alone. Many expense apps start free, then paywall core features once they have a user base. Splitt is built to avoid this — a premium tier exists for power users, but all tracking, charts, and balance features are permanently free.
| Feature | Splitt (free) | Splitwise Free | Splitwise Pro |
|---|---|---|---|
| Monthly cost | $0 | $0 | $3.99–$7.99 |
| Add & track expenses | Yes | Yes | Yes |
| Live running balance | Yes | Yes | Yes |
| Expense charts | Yes — free | No (Pro only) | Yes |
| Category tracking | Yes — free | Yes | Yes |
| Receipt scanning | No | No (Pro only) | Yes |
| No install needed | Yes — PWA | App required | App required |
| Built for couples | Yes | Groups primary | Groups primary |
| 7 languages | Yes | Limited | Limited |
Charts, balance tracking, categories — all free. No credit card. No paywall. Open in your browser now.
Try Splitt free →All tracking features, live balance, and expense charts are free with no paywall. Designed exclusively for two-person expense sharing, not groups. Works in any browser without installing an app.
Tricount is free for group expense splitting. Better for one-time trips than ongoing couple expenses. Requires app install. No paid tier needed for basic features.
Spliit is an open-source, free alternative to Splitwise for splitting bills. No account required. Good for one-time splits but limited for ongoing couple tracking.
Splitwise Pro costs between $3 and $7 per month depending on the plan — up to $95.88 per year. It is required to unlock receipt scanning, expense charts, currency conversion, and data export. Many couples find this pricing hard to justify for a simple expense tracker.
For couples tracking ongoing shared expenses — rent, groceries, utilities — Splitwise Pro is rarely worth it. The core use case (logging expenses and seeing who owes what, with charts) is available on free alternatives like Splitt at no cost.
The best free alternative after canceling Splitwise Pro is Splitt. It is completely free, includes expense charts at no cost, requires no install, and is designed specifically for couples rather than groups.
On the Splitwise free tier you lose: receipt scanning, spending charts and graphs, currency conversion, and CSV data export. These features are locked behind Splitwise Pro ($3–7/month).