If you're reading this, you probably already know: Honeydue shut down in 2024. That app was the gold standard for American couples who wanted to track shared expenses without the complexity of Splitwise or the bank-sync paranoia of modern fintech.
The good news? The market didn't disappear with Honeydue. The bad news? Not all the replacements are actually good for couples.
This article reviews the five best couples budget apps available in the US in 2026—and explains why one of them has become the de facto successor to Honeydue for couples who just want to split groceries, rent, and vacation costs without drama or bank access.
Before we rank the apps, let's define what we're looking for. A great couples budget app should:
Most apps fail at least three of these criteria. Let's see which ones pass the test.
The spiritual successor to Honeydue
Splitt is a free PWA (progressive web app) built specifically for couples. No bank sync, no account creations, no monthly fees, no ads—just you, your partner, and a shared expense tracker that works exactly the way Honeydue users remember.
How it works: You create a couple profile, send your partner a join link, and start logging expenses. When one of you adds a "$50 dinner date," the other sees it instantly. At any point, you can see who owes whom and settle up. It works on any smartphone and doesn't require installation—just visit splitt-app.com and bookmark it.
Price: Free. Entirely. Optional premium at $7.99/month unlocks unlimited expense history (the free version keeps your last 500 expenses) and chart analytics.
Best for: Couples who want Honeydue back. Renters splitting utilities, married couples with joint expenses, dating couples who want to track shared vacation costs. The demographic that abandoned Honeydue and never looked back.
Pros: Dead simple, zero barriers to entry, works offline, real-time sync, stores data encrypted, no bank required, no ads, PWA works on any phone.
Cons: Smaller app ecosystem than Splitwise, no expense categorization in free version, premium required for advanced analytics.
The feature-heavy alternative
Splitwise is the app everyone knows. It can split expenses between couples, but it was originally built for roommates splitting rent and utilities. It shows—the UX is built around groups of 4–6 people, not pairs.
Price: Free tier exists, but anything beyond basic logging pushes you toward the $5–7/month premium plan.
Best for: Couples who also track expenses with friends and roommates in the same app. If you're splitting a cabin rental with two other couples, Splitwise shines.
Cons: Over-engineered for couples, confusing UX, itemized receipts feel clunky for "groceries $47," premium creep, expensive if you want to export data.
The group-first app
Like Splitwise, Tricount prioritizes group splits. You can use it for couples, but the interface is built for travel groups and friend circles. Free and web-based, which is good. But it's not couple-focused, so the UX assumes you're one of 5+ people.
Best for: Multi-person trip budgeting (ski weekends, destination weddings).
Cons: Group-first design makes couple splitting feel over-complicated. Slower to adopt if you're just two people.
The envelope method app
GoodBudget recreates the envelope budgeting system (groceries envelope, entertainment envelope, etc.) for couples. Free version exists, but premium unlocks shared envelopes.
Best for: Couples who want to budget proactively, not just track who owes whom.
Cons: Overkill if you just want to split rent and groceries. Requires frequent manual categorization. Less "who paid?" and more "did we overspend on dining?"
The legend
Honeydue shut down in 2024. It was genuinely the best app for couples—minimal, couple-focused, no bank sync, no ads, just a clean expense splitter with charts. Users who loved Honeydue have mostly migrated to Splitt, which captures the same philosophy but with a modern tech stack.
Why it mattered: Honeydue proved that couples don't need robo-advisor features or bank account linking. They just need to know: "I paid $200 for dinner, you paid $50 for gas—you owe me $75."
| App | Price | Couple-Focused | No Install (PWA) | Offline Mode | Free Forever |
|---|---|---|---|---|---|
| Splitt | Free | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes |
| Splitwise | Free / $5–7/mo | ✗ Group-focused | ✓ Web | ✗ No | ✗ Premium pushed |
| Tricount | Free | ✗ Group-focused | ✓ Web | ✗ No | ✓ Yes |
| GoodBudget | Free / $5.99/mo | ✗ Budget-focused | ✓ App + Web | ✓ App | ✗ Premium needed for couples |
| Honeydue | Discontinued (2024) | ||||
If you're a couple in the US, here's why Splitt has become the default choice for ex-Honeydue users:
1. No bank sync = no privacy invasion
Splitwise and GoodBudget want access to your bank account (or at least want to store your card data). Splitt doesn't. You manually log expenses—yes, it takes 10 seconds instead of being automatic—but you keep 100% financial privacy. For couples, that matters.
2. It's actually free
You can use Splitt forever with zero charges. The free version keeps your last 500 expenses, which is typically 6–12 months of couple spending. If you want 10 years of history, $7.99/month is a one-time decision. Compare that to Splitwise, which increasingly feels designed to push you toward premium.
3. It's designed for two people
The entire interface assumes "you and me." Split a $60 dinner? Enter it once, you're done. Splitwise would ask: "How many ways? Who paid? Include yourself?" Splitt: "You paid $60. Done."
4. No app installation anxiety
Visit splitt-app.com, bookmark it, use it like an app. No app store. No storage concerns. No update notifications. Just PWA simplicity.
5. Offline-first architecture
Add an expense at a restaurant with no signal. It syncs when you're back online. Splitwise requires a connection.
January 1st: Rent check is written. You pay $1,200, your partner pays $0. Splitt logs it instantly. By month end, Splitt knows partner owes you $600. When they pay you back, you mark it as settled. Crystal clear.
Beach trip: flights, hotel, meals, car rental. One of you books flights ($800), the other books the hotel ($1,200). Meals get split 60/40 throughout the week. At checkout, Splitt tallies everything: Partner owes you $320. Paid via Venmo in 2 seconds. Done.
One person does the grocery run ($120). Other person picks up dry cleaning ($35). Over a month, you both log 8–10 small expenses. Splitt shows the running tally: "You're up $180 this month." No surprises, no spreadsheets, no mental math.
Honeydue was acquired by SoFi in 2021 and shut down in 2024 as part of SoFi's broader product consolidation. The company decided to fold expense-splitting into SoFi's main app, but that version never achieved what Honeydue offered: simplicity and couple-focus. Millions of Honeydue users lost their favorite app.
Yes: Splitt. It's free, couple-focused, and built by developers who understood why Honeydue worked. If you used Honeydue and loved it, Splitt is the closest spiritual successor.
Yes. Splitt is web-based and works in the US, EU, and anywhere with an internet connection. No geographic restrictions, no bank requirements, no regional account nonsense.
Splitt. Install: go to splitt-app.com and bookmark it. Setup: create couple, send partner a link. First expense: enter the amount, done. No onboarding tutorials, no "let's sync your bank," no nudges to upgrade. Simple.
No. Splitt never asks for bank access. You log expenses manually—which takes 15 seconds per transaction—and Splitt calculates who owes whom. This is by design: no financial data leaves your device unless you choose to sync it.
Use a shared expense tracker. Splitt is free, couple-focused, and works on any phone. Set it up with your partner in 2 minutes. Start logging expenses. Let the app handle the math.
Try Splitt Free →