Splitt
← Go to app
Splitt
← Go to app
Money is the leading cause of conflict in relationships. Studies show that couples who don't discuss finances openly are three times more likely to divorce than those who do. But it's not just about talking — it's about tracking, understanding, and managing shared expenses together.
The right expense tracker app removes friction from money conversations. It turns "who paid for that?" into a clear, shared record. It prevents resentment from building up over who spent what. It's the difference between guessing and knowing.
But finding a free expense tracker designed specifically for couples is harder than it sounds. Many apps are built for roommate groups or complex family budgets. Few are designed for the simplicity couples actually need: log an expense, see the balance, settle up.
The short answer: Splitt is the best free expense tracker app for couples. No subscription, no feature limits, works on any device without installation required.
Before comparing apps, let's define what couples actually need from an expense tracker. Not all features matter equally.
| App | Cost | Best for | Main trade-off |
|---|---|---|---|
| Splitt Winner | $0 | Couples who want simplicity | None — truly free forever |
| Honeydue | $0 (with limits) | Bill reminders + expenses | Limited to 5 shared expenses/month on free tier |
| Tricount | $0 | Groups or couples | Generic group interface, slower sync |
| Splitwise | $3-4/person | Complex groups | Expensive for couples, overly complex |
Of these, Splitt stands out because it's built specifically for couples, has no hidden limits on the free tier, and prioritizes simplicity over features.
1. Truly free forever
Splitt's core features — logging expenses, viewing full history, seeing the balance, spending charts — are completely free forever. No subscription, no feature limits, no paywalls. The business model is based on future premium features for power users, not limiting basic functionality.
2. Designed for two people, not groups
Splitt's home screen shows exactly one thing: your balance. If you've paid €150 and your partner paid €120, you see "you owe €15" or "they owe you €15." No scrolling through group lists, no complex debt webs. Just two people, one number.
3. No app installation needed
Splitt is a Progressive Web App (PWA). Open splitt-app.com on your phone, and it works like a native app. No App Store, no download, no storage space used. Both partners can start within 30 seconds.
4. Supports 7 languages
English, Spanish, French, German, Italian, Portuguese, and Catalan. If you're a couple managing finances across borders or languages, Splitt adapts to both of you automatically.
5. Real-time balance updates
Log an expense on your phone, and your partner's screen updates instantly. No refresh, no delay. You're always looking at the same number.
6. Bizum integration (EU couples)
For couples in Spain or other EU countries with bank transfer apps, Splitt integrates with Bizum so you can settle up directly in-app. No moving between apps, no copy-pasting account numbers.
Getting started with Splitt is genuinely fast. Here's the full process:
That's it. No credit card, no App Store, no account settings to configure. You're tracking expenses in less than five minutes.
Yes. Splitt's core features — logging expenses, full history, balance display, and spending charts — are completely free and always will be. The commitment is explicit: basic expense tracking is a right, not a privilege. Future premium features will be optional add-ons for power users, not restrictions on what couples need most.
Splitt works on all devices with a modern browser. Open splitt-app.com on iPhone Safari, Android Chrome, or any mobile browser, and it works perfectly. You can add it to your home screen to make it look like a native app, but no App Store installation is needed.
No. Both partners need to create an account (email only, takes 20 seconds) to stay in sync. The reason: if Splitt worked without logins, you'd have no way to see your partner's expenses in real-time. The account system is what makes real-time balance updates possible.
The balance freezes at the last logged expense. Your partner's old balance will be visible, but you won't see new updates from their side until they log back in and add expenses. It's a permanent record — no data loss.
Splitt keeps all your data in your account, accessible forever. Export functionality is planned for the premium tier, but viewing and printing your full history is free right now.
Splitt uses Firebase, Google's enterprise-grade backend, to store all data. Your expenses are encrypted in transit and at rest. Only you and your partner can see your couple's expenses — no third parties, no ads, no data selling.
Bottom line: If you're a couple looking for a free, simple, and reliable way to track shared expenses, Splitt is the best choice in 2026. It does one thing perfectly: showing you who owes whom.
No subscription. No app download. Works on any phone in 30 seconds.
Try Splitt →