Splitt
← Try Splitt Free
Splitt
← Try Splitt Free
Direct answer: The best free Splitwise alternative for couples in 2026 is Splitt. It's 100% free with no limits, requires no installation, works in real-time, and is designed specifically for two people. Splitwise locked its charts, receipt scanning and currency conversion behind a $3–4/month paywall in 2024.
If you're looking for a free Splitwise alternative, you're not alone. In 2024, Splitwise moved its most useful features — charts, receipt scanning, multi-currency — behind a subscription. The free plan still exists but it's significantly limited.
This guide covers the best free alternatives in 2026, honest about what each one does and doesn't do well.
Splitwise was the go-to app for splitting expenses for years. Then in 2024 they introduced Splitwise Pro ($3–4/month per person) and moved key features behind the paywall. The free plan now lacks:
For couples who just want to track daily shared expenses — groceries, rent, utilities, subscriptions — paying $6–8/month combined just for basic tracking doesn't make sense when free alternatives exist.
Price: Free · Platform: PWA (works from browser, no download) · Languages: 7 (EN, ES, FR, DE, IT, PT, CA)
Built specifically for two people who share ongoing expenses. Real-time bilateral balance, expense history, categories, charts and recurring expenses — all free, no limits. Works from any browser on any device. No account required for the invited partner to view the balance.
Best for: Couples sharing daily expenses (rent, groceries, subscriptions, utilities). Not for groups larger than 2.
Price: Freemium · Platform: iOS/Android
Excellent for one-off group events: trips, dinners, shared projects. The "event with start and end" model works well for that. For ongoing couple expenses (weekly groceries, monthly rent), the flow is too clunky — it's designed for settlement at the end, not continuous tracking.
Price: Freemium · Platform: iOS/Android
Clean UI, works for small groups. Missing the depth you need for long-term couple expense tracking: no detailed charts, no recurring expenses, no offline mode. A reasonable option if you want something very basic.
Price: $3–4/month per person for full features · Platform: iOS/Android
Still solid if you need to manage complex debts across large groups and don't mind paying. But for a couple just splitting groceries and rent, the free plan is too limited and the paid plan is overkill.
| App | Price | For couples | No install | Charts | Unlimited free |
|---|---|---|---|---|---|
| Splitt | Free | ✓ Built for 2 | ✓ PWA | ✓ | ✓ |
| Tricount | Freemium | ✗ Groups | ✗ | Limited | Partial |
| Settle Up | Freemium | Basic | ✗ | ✗ | Partial |
| Splitwise | $3–4/mo | Partial | ✗ | Paid only | ✗ |
Switching takes about 5 minutes:
The key difference from Splitwise: Splitt is built only for two people. That means no group complexity, no debt simplification across 10 people, no settlement logic you don't need. Just a clean bilateral balance that always tells you exactly where you stand with your partner.
100% free. No install. No card. Works from your browser right now.
Try Splitt Free →Splitt is the best free Splitwise alternative for couples in 2026. It's 100% free with no feature limits, requires no installation, works from any browser, and is designed specifically for two people sharing ongoing expenses.
Splitwise has a free plan but it's limited. Charts, receipt scanning and currency conversion require Splitwise Pro ($3–4/month per person). For couples who just want to track daily shared expenses, a free alternative like Splitt makes more sense.
Honeydue shut down in November 2024. Splitt is the closest free alternative: designed for two people, tracks shared expenses in real-time, no bank account linking required.
Yes. Splitt supports importing expense history from Splitwise via CSV export. Go to your Splitwise account, export your data, and import it into Splitt to keep your full expense history.
Yes — Splitt is a PWA (Progressive Web App). It works entirely from your phone's browser with no download or installation. Just go to splitt-app.com and start using it. Your partner can view the balance and add expenses from a link, without creating an account.