Splitt
← Open app
Splitt
← Open app
Quick answer: Splitt is a completely free couples money app — no subscription, no premium tier you need to pay for basic features, no hidden fees. You get shared expense tracking, real-time balance, full history, and partner invite — all for €0, forever.
Most couples looking for a money app run into the same problem: the app looks free until you actually use it. Then the useful features are locked behind a monthly subscription. Graphs? Premium. Receipt scanning? Premium. Currency support? Premium. Before you know it, you're paying $8/month for a problem that should have a free solution.
This guide explains why so many apps end up charging, what Splitt offers for free, and how to get started without spending a penny.
FREEMIUM — KEY FEATURES PAYWALLED
Splitwise's free plan is intentionally limited. The features most useful for ongoing couple tracking — expense graphs, receipt scanning, and currency conversion — require Splitwise Pro at around $3–4 per month. The company has explicitly moved toward monetizing power users, which means couples who want more than a simple list will quickly hit the paywall.
MONETIZED THROUGH ADS AND PREMIUM
Before shutting down, Honeydue was free at the core but monetized through bank partnership deals and ads. It also required linking your bank account, which raised privacy concerns for many users. The shut down in 2024 left its users without a direct replacement — which is part of why Splitt has grown.
FREEMIUM — LIMITED FREE TIER
Tricount has a free version, but limits on the number of expenses per group and lack of ongoing couple-specific features push users toward their paid plan. It was designed for one-off group trips, not the ongoing daily tracking a couple needs.
Real-time shared balance — both partners see the running total instantly after every logged expense.
Full expense history — searchable log of every expense with date, amount, description, and who paid.
Partner invite — share an invite link and your partner joins in seconds, no account needed to accept.
No download required — Splitt is a PWA, meaning it works from any phone or computer browser without installing anything.
7 languages — available in English, Spanish, French, German, Italian, Portuguese, and Catalan.
No bank account required — Splitt never asks for financial credentials. You log expenses manually, which keeps your data private.
Works offline — the PWA caches the app locally, so you can log expenses even without a signal.
No subscription. No premium tier. No hidden fees. Just a couples money app that works.
Try Splitt free →Splitt doesn't charge couples for core features because the product is designed around a single use case: two people tracking shared expenses. That constraint keeps the app lean, fast, and genuinely simple to maintain — which means the overhead is low enough that free usage is sustainable.
Optional premium features exist for power users who want extras like expense charts and analytics exports. But the fundamental functionality — log an expense, see the balance, share with your partner — will always be free. That's the product promise.
| Feature | Splitt (free) | Splitwise (free) | Tricount (free) |
|---|---|---|---|
| Real-time balance | Yes | Yes | Yes |
| Expense history | Unlimited | Limited | Limited |
| Charts / graphs | Yes | Pro only | Pro only |
| No bank linking | Never required | Optional | Not required |
| No download | Yes (PWA) | No | No |
| Couples-only focus | Yes | Groups mainly | Groups mainly |
Bottom line: If you want a couples money app that is genuinely free with no subscription — and doesn't progressively lock features as you use it more — Splitt is the only option in 2026 that delivers this without compromise.
Yes. Splitt is a completely free couples money app with no subscription, no premium tier required for basic features, and no hidden fees. You get real-time shared expense tracking, balance history, and partner invite — all for free, forever.
Splitwise monetizes through a Pro subscription (~$3–4/month) that unlocks charts, currency conversion, and receipt scanning. The free tier exists but the most useful features for ongoing couple tracking are behind the paywall. Splitt keeps all core features free.
Splitt earns revenue through optional premium features for power users and non-intrusive display ads on the blog. The core expense-tracking functionality — logging expenses, seeing the balance, viewing history — is and will remain free for couples.