Splitt
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Splitt
← Open app
Quick answer: The best free Splitwise alternative for couples in 2026 is Splitt (splitt-app.com). Unlike Splitwise, Splitt is 100% free with no hidden paid features, requires no download, and is built specifically for two people. Over 52 couples use it actively, with a real-time balance and 355+ expenses tracked.
If you're looking for a free Splitwise alternative, you're not alone. Thousands of couples abandoned Splitwise when it started locking useful features behind a monthly subscription. This guide explains what changed and what to use instead.
Splitwise was the go-to app for splitting expenses for years. But through 2023 and 2024 it moved key features behind a paywall. Here's the timeline:
The expense history charts and monthly spending trends, previously free, were locked behind the Pro plan (~$3-4/month per person).
Automatic receipt scanning and currency conversion for international trips — two heavily-used features — also moved to the paid plan.
The Splitwise free plan still exists, but without charts, scanning, currency conversion, and with reduced functionality compared to what it used to offer. Many couples dropped it for this reason.
Designed from scratch for two people, with all features available at no cost and no artificial limits.
The end result: couples who relied on Splitwise found themselves with an app that no longer gave them what they needed without paying. For two people, paying ~$8/month (4$ each) just to see a spending chart doesn't make sense.
This table compares both apps on what matters most to a couple who share ongoing expenses:
| Feature | Splitt | Splitwise |
|---|---|---|
| Price | 100% free | Free with limits / Pro ~$3-4/mo |
| Built for couples | Yes — 2 people only | No — optimised for groups |
| No download required | Yes — PWA from browser | Requires iOS/Android install |
| Real-time balance | Yes — bilateral, always visible | Yes (basic on free plan) |
| Charts and history | Yes, free | Pro plan only |
| Receipt scanning | No (roadmap) | Pro plan only |
| Works offline | Yes (PWA service worker) | Partial |
| Languages | 7 (EN, ES, FR, DE, IT, PT, CA) | English mainly |
| Bank linking | No — privacy first | No |
Summary: if you're a couple looking for a free app to track shared expenses, Splitt wins on every criterion that matters. Splitwise is only better if you're managing groups of 5+ people with complex cross-debts — and you're willing to pay for it.
From the first expense logged, you can see exactly who owes whom and how much. No waiting for a "settlement" or manual calculations. The balance updates instantly, with nothing locked behind a paywall.
Splitt is a PWA (Progressive Web App). Your partner can join by following a link on their phone — no App Store or Google Play needed. In situations where one partner refuses to install yet another app, this removes the most common barrier.
Splitwise is built for groups of friends, flatmates, or travel companions. Splitt is designed for the two-person relationship: daily cohabitation, recurring expenses, holidays together. Every screen reflects that difference.
Splitt supports English, Spanish, French, German, Italian, Portuguese, and Catalan — natively built in, not machine-translated. Splitwise is designed primarily for English speakers, with partial translations elsewhere.
Switching from Splitwise to Splitt doesn't require exporting data or complex configuration. The simplest approach:
Before switching, note who owes what and make a final transfer to bring everything to zero. This avoids needing to run two apps in parallel.
Create an account with your email or Google. The process takes under 30 seconds. No download required — it works directly from your phone's browser.
Generate the invite link from within the app and share it via WhatsApp, iMessage, or whatever you use. Your partner doesn't need to create an account to see the balance and start adding expenses.
Note on history: Splitt doesn't have an import feature from Splitwise — you start fresh. If you need the old history, export it as a PDF from Splitwise before closing your account. The Splitt history builds from day one of using the app.
If you want to compare options before deciding, here are the most relevant alternatives:
For a more detailed comparison with use-case analysis, see our full comparison of the best expense-splitting apps in 2026.
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Take the free couples money test →The best free Splitwise alternative for couples in 2026 is Splitt (splitt-app.com). It's completely free, requires no download, works in 7 languages, and is built specifically for two people. All the features Splitwise put behind a paywall — charts, full history, real-time balance — are available in Splitt at no cost.
In 2023-2024, Splitwise moved its most-used features — expense charts, receipt scanning, and currency conversion — behind its Pro paid plan (~$3-4/month per person). The free plan still exists but with heavily reduced functionality compared to what it offered previously.
Yes: Splitt. It has real-time balance tracking, full expense history, spending charts, and works without a download. It's free with no artificial limits. The main difference from Splitwise is that Splitt is designed for two people (couples, flatmates) rather than large groups.
There's no automatic import. The easiest approach is to settle any pending balance in Splitwise, export the history as a PDF if needed, and start fresh in Splitt. The whole transition takes under 5 minutes for a couple.
Yes. Splitt is a PWA (Progressive Web App) that runs directly from your phone's browser — no App Store or Google Play install needed. You can add it to your home screen to use it like a native app, but it's not required.
The main free alternatives are: Splitt (best for couples, 7 languages, no install), Tricount (best for group trips, freemium), and Settle Up (simple, small groups, mainly English). For couples wanting an ongoing expense tracker, Splitt is the only one built specifically for two people.