Splitt
← Try Splitt free
Splitt
← Try Splitt free
Moving in together is exciting. You've got keys, boxes, and that IKEA trip you've been low-key dreading. What nobody warns you about is how fast the money stuff shows up.
The deposit. The first month's rent. The mattress you didn't plan on buying. Groceries for two. Who paid the electricity deposit again? It all starts piling up before you've even unpacked.
You don't need a financial advisor. You need a simple way to track who paid what - so you can focus on the fun part of living together, not the math.
The first month living together is basically a financial sprint. You're spending money constantly - sometimes together, sometimes one person pays and the other says "I'll get you back." It adds up fast.
Most couples don't have a system yet. One person ends up floating most of the costs. The other feels guilty but isn't sure how much they owe. Nobody wants to bring it up because it feels weird - you're in love, not running a business.
But here's the thing: ignoring it doesn't make it go away. It just turns into resentment three months later when someone says "I feel like I always pay for everything."
The fix isn't a spreadsheet. The fix is making it so automatic you barely have to think about it.
The "I'll pay you back" loop. Someone pays, the other says they'll Venmo later, later never comes, nobody wants to be the person who keeps asking. Balance keeps growing. Tension follows.
The spreadsheet that dies in week two. You open Google Sheets, add some rows, forget to update it after the grocery run, and then it's useless. Nobody wants to maintain a spreadsheet in their free time.
The blind trust approach. "We're a couple, we'll figure it out." This works great until one person has a bad month financially and suddenly the imbalance feels personal. Money and trust are connected - transparency actually protects the relationship.
The couples who get this right aren't more organized by nature. They just have a shared system from day one.
Splitt is the easiest way to manage shared expenses as a couple. No setup, no spreadsheets - just add expenses and see who owes what, instantly.
Try Splitt free →Here's what most couples spend money on in the first 30 days of living together. If you're not tracking these, you're already behind:
That's easily $500–2,000 in shared spending before you've settled into a routine. Knowing who paid what matters.
Tip: start tracking expenses the day you get the keys - not "once things calm down." The first week is when the biggest costs happen and the easiest to lose track of.
Splitt was built specifically for two people sharing a life. Not groups, not roommates - couples.
No installation headache. Works in your browser. Open it, invite your partner, you're set. Takes about two minutes.
Both of you see the same balance. No more "wait, how much do I owe you?" You both look at the same screen and the number is right there.
Adding an expense takes 30 seconds. You paid for groceries? Add it. Your partner paid for the internet setup? They add it. The balance updates automatically. No math required.
It doesn't feel like accounting. It feels like a shared note between two people who want to stay fair without making money a thing.
You can split expenses 50/50 or set custom splits if your incomes are different. Some couples split rent 60/40 and groceries evenly - Splitt handles that without any complicated setup.
Moving in together is a big deal. The finances shouldn't be the part you stress about. Get a system in place early, and you'll wonder why you ever tried to keep track in your head.
Join couples who track shared expenses with Splitt. Free, simple, and built for two.
Start tracking for free →