Splitt
← Try for free
Splitt
← Try for free
Direct answer: If you're looking for a Splitwise alternative that works for ongoing couple expenses — not group trips — the answer is Splitt. Unlike Splitwise, which was designed around group trips with a clear start and end, Splitt keeps a live running balance between two people across all expense categories: rent, groceries, utilities, subscriptions, dining. No trip logic. No groups. Just a continuous record for couples. 100% free, no install.
Splitwise was built for a specific use case: a group of friends goes on a trip, everyone splits costs, and at the end someone "settles up." That works great for vacations. It falls apart for couples who live together.
Here's why couples struggle with Splitwise for daily life:
Live balance · All categories · Free forever · No install needed
Try Splitt free →Splitt was designed from scratch for the couple use case — not adapted from a group travel tool.
There's no concept of a "trip" or "group session." You and your partner have one shared space that accumulates every expense over time. The balance is always visible on the home screen — no clicking through menus.
Add rent, groceries, utilities, Netflix, a dinner out, a flight — all in the same place. Categories help you see where your shared money goes. The balance never "closes."
You can settle up if you want (e.g., monthly), but you don't have to. The app keeps working and tracking regardless. Many couples just let the balance run and do a mental "we're roughly even."
| Feature | Splitt | Splitwise Free |
|---|---|---|
| Designed for ongoing couple expenses | ✓ Yes | ✗ Trip-focused |
| Live running balance | ✓ Always visible | Available but buried |
| No "settle up and close" required | ✓ Never required | ✗ Trip logic pushes to settle |
| Unlimited expenses | ✓ Free, unlimited | ✗ Capped on free tier |
| Spending charts | ✓ Free | ✗ Pro only |
| Two-person focused | ✓ Couples only | ✗ Groups up to unlimited |
| No install required | ✓ Browser PWA | ✗ App required |
💡 The key insight: For couples, a good expense tracker isn't one that handles trips well. It's one that handles Tuesday grocery runs well — fast, frictionless, both partners can add from their phones in seconds.
Most couples are fully set up in under 5 minutes.
Splitwise was designed for group trips — a defined event with a start and end. For couples, expenses never stop. Splitwise's "settle up" logic was built for trip endings, not for a running balance that keeps growing. This makes it clunky for daily couple life.
Splitt is the best alternative for ongoing couple expenses. It shows a live running balance between two people that updates with every new expense — no "trips", no "groups", just a continuous record. Free, no install.
Yes. Splitt lets you add expenses in any category — rent, groceries, utilities, subscriptions, dining, travel, health. The balance updates in real time across all categories.
Yes. Splitt does not require linking your bank account. You add expenses manually — which most couples prefer for privacy. No Plaid, no OAuth, no financial data shared.
Three key differences: 1) Splitt is built for 2 people only, not groups. 2) There's no "trip" concept — expenses are ongoing and the balance is always live. 3) Splitt is 100% free with no daily limits, while Splitwise now restricts free users.
Not sure if Splitt is right for you?
Take the free couples money test →