Splitt← BlogSplitt← BlogYou opened Splitwise, tried to add a fourth expense today, and got a paywall. Sound familiar? You're not alone. Thousands of couples are searching for a free Splitwise alternative right now — and with good reason.
Splitwise has changed its free tier. What used to be unlimited is now capped, ad-supported, and nudging you toward a paid plan. For couples who just want to split the grocery bill without drama, that's a dealbreaker.
This article covers exactly what changed, why it matters, and what to use instead — starting today, for free.
The short version: Splitwise now limits free users to 3 expenses per day and shows ads inside the app. To remove these restrictions, you need to pay $39–$49/year.
For most couples, 3 expenses per day sounds fine — until it isn't. Think about a weekend trip, a dinner party, or a busy shopping day. You hit the cap before lunch. The app locks you out and suggests upgrading.
Splitwise hasn't been fully free for years, but the 2024 changes made the free tier genuinely painful to use. Features that were once available to everyone — like receipt scanning, currency conversion, and unlimited history — are now Premium only. The ad experience in the free tier also became significantly more aggressive.
For groups splitting rent or travel, Splitwise's paid plan might be worth it. But for couples who just need a simple way to track shared expenses? It's overkill — and overpriced.
Couples have different needs than groups of friends splitting a vacation house. You don't need to manage 8 people's expenses across 3 currencies. You need:
Splitwise was designed for groups first, couples second. Its complexity — all those settlement options, group configurations, receipt scanners — is built for roommates and travel buddies. For couples, it's just noise around the one thing you actually need: a running balance.
That's the gap Splitt was built to fill.
Splitt is a 100% free expense-sharing app designed exclusively for couples. No expense limits. No ads. No installation required. Open splitt-app.com on your phone and you're in.
Splitt is a Progressive Web App (PWA) — meaning it works like a native app but lives in your browser. No App Store, no Play Store, no waiting for downloads. Your partner gets access via a link you send them. That's it.
Here's what you get, completely free:
Splitt doesn't ask for your bank details, doesn't sell your data, and doesn't show ads. It's funded by an optional Premium tier for couples who want extra features — but the core app, the one most couples need, is free forever.
| Feature | Splitwise Free | Splitt |
|---|---|---|
| Price | Free with limits | 100% Free Forever |
| Daily expense limit | 3 expenses/day | Unlimited |
| Ads | Yes | No ads |
| Designed for couples | No — group-focused | Yes — couples only |
| Installation required | Yes (app) | No — browser PWA |
| Offline mode | No | Yes |
| Real-time sync | Yes | Yes |
| Bank account required | Optional but pushed | Never required |
| Visual spending charts | Premium only | Free |
| Languages | 20+ | 7 languages |
Switching is easier than you think. You don't need to import anything — just start fresh with your current balance:
Pro tip: Don't try to migrate every historical Splitwise expense. Just add the net balance as a single entry (e.g., "Alex owes €47 — Splitwise balance") and start fresh. It's cleaner and takes 2 minutes instead of 2 hours.
Join couples who've already switched from Splitwise. Takes 2 minutes to set up.
Start Splitting Free →Splitwise hasn't eliminated its free tier, but it has made it much more restrictive. Free users are now limited to 3 expenses per day and see ads inside the app. To remove these limits, you need Splitwise Pro ($39/year) or Splitwise Premium ($49/year). For couples who add more than 3 expenses on busy days, this is a real problem.
Splitt (splitt-app.com) is the best free Splitwise alternative for couples in 2026. It offers unlimited expenses, no ads, no installation required, real-time balance sync for both partners, offline mode, and spending charts — all completely free. Unlike Splitwise, it's designed exclusively for two people, which means a simpler, faster experience for couples.
Yes. Splitt is a Progressive Web App (PWA), which means it runs directly in your browser — Chrome, Safari, Firefox, or any modern browser on any device. You can add it to your home screen like a native app if you want, but even without doing that, it works perfectly. No App Store, no Google Play, no storage used on your phone.