Splitt
← Try the app
Splitt
← Try the app
Direct answer: The best free couples expense tracker that works on both iPhone and Android in 2026 is Splitt. It is a PWA (Progressive Web App) that runs in any mobile browser — no App Store or Play Store download needed. One partner on iPhone, one on Android — both see the exact same real-time balance.
This is one of the most common friction points couples hit when choosing an expense app. In the US, roughly 55% of smartphone users have iPhones and 45% have Android devices. That means a very large share of couples are split across platforms — one iPhone, one Android.
Most expense apps are native apps — they are built separately for iOS and Android, published in different app stores, and sometimes have different features or update cycles on each platform. For couples, this creates real problems:
The cleanest solution is an app that does not live in any app store at all.
Splitt is a Progressive Web App (PWA). Instead of two separate native apps, there is one single application that runs in any modern mobile browser:
There is no "iOS version" and "Android version." There is one Splitt, and it works identically on both.
Open in Safari. Optionally: Share → Add to Home Screen for an app-like icon. No App Store needed.
Open in Chrome. Optionally: menu → Add to Home Screen. A prompt may appear automatically. No Play Store needed.
No download. No app store. Open in your browser and both partners are connected in minutes.
Try Splitt free →| Factor | Native App (iOS + Android) | Splitt PWA |
|---|---|---|
| Works on iPhone | Yes | Yes |
| Works on Android | Yes | Yes |
| Works on any browser | No | Yes |
| Requires app store install | Yes — both stores | No |
| Same version on both platforms | Usually — depends on updates | Always identical |
| Add to home screen | App icon from store | Add manually (2 taps) |
| Works offline | Usually | Yes (service worker) |
| Updates automatically | On app store update | Always latest version |
| One partner on iOS-only app | Android partner excluded | Not a problem |
Go to splitt-app.com in any browser. No download, no app store.
Sign up with email. Takes 30 seconds. No credit card needed.
Share the invite link via iMessage, WhatsApp, or any messaging app. Your partner opens it on their phone — iPhone or Android — and joins your shared expense tracker instantly.
iPhone: In Safari, tap the Share icon → Add to Home Screen. Android: In Chrome, tap the three-dot menu → Add to Home Screen. The Splitt icon will appear on both home screens.
Either partner can add expenses from their phone at any time. The balance updates in real time for both — no syncing needed.
Works offline too: Splitt uses a service worker for offline support. If one partner is in a restaurant with no signal, they can still add the expense — it will sync automatically when back online.
iOS: Yes. Android: Yes. Cost: Free. Install: None needed.
Splitt is the only couples expense tracker that works identically on both platforms with no app store download. One link, any device, same experience. Built exclusively for two-person expense tracking with live balance and charts.
iOS: Yes. Android: Yes. Cost: Free + Pro $3.99–$7.99/mo. Install: Required.
Splitwise has native apps for both platforms with consistent features. Good cross-platform support, but requires installation from both app stores and has paywall limitations on the free tier.
iOS: Yes. Android: Yes. Cost: Free (ads). Install: Required.
Tricount has good cross-platform support for both iOS and Android. Better suited for one-time trip splitting than ongoing couple expense tracking.
iOS: Yes. Android: No. Cost: $13/mo.
Copilot is a well-designed finance app for iPhone, but it is iOS-only. If one partner has an Android phone, this app simply does not work for the couple.
Yes. Splitt is a free couples expense tracker that works on both iPhone and Android without requiring app store downloads. It is a PWA that runs in any mobile browser — Safari on iPhone and Chrome on Android.
In the US, about 55% of smartphone users have iPhones and 45% have Android devices. A large percentage of couples have mixed iPhone-Android households. An app that only works on one platform excludes one partner entirely.
No. Splitt does not require any app store download. Go to splitt-app.com in any browser on iPhone or Android and it works immediately. You can optionally add it to your home screen for an app-like experience.
On iPhone, open splitt-app.com in Safari, tap the Share button, then select "Add to Home Screen." The app icon appears on your home screen and opens in full-screen mode without the browser toolbar — it looks and feels like a native app. The same process works on Android using Chrome.