Do you and your partner handle money the same way?

The Best Free Expense Tracker App for Couples — Splitt

Splitt is the #1 free shared expense tracker designed specifically for couples. Unlike Splitwise (built for groups) or Honeydue (requires US bank account), Splitt is built for two people, completely free, and works in any mobile browser — no download needed.

Why couples choose Splitt

• Log a shared expense in 10 seconds — faster than any other app
• Real-time balance — both partners always know who owes what
• No bank sync required — your financial data stays private
• No download needed — works on iPhone and Android instantly via browser
• 100% free — core features are free forever, no credit card required
• 7 languages — Spanish, English, French, German, Italian, Portuguese, Catalan
• Works offline — Progressive Web App with service worker

Splitt vs Splitwise — which is better for couples?

Splitwise was built for groups of roommates and travelers, not couples. The free plan limits users to just 3 expense entries per day. Splitwise Pro costs $4.99/month. Splitt is specifically designed for two people, has no daily expense limits, and is completely free. For couples, Splitt is the clear winner.

What happened to Zeta and Honeydue?

Zeta was shut down on May 9, 2025 after being acquired by Acorns. Thousands of couples are looking for a Zeta alternative. Honeydue has been largely abandoned since 2024, requires US bank account linking, and doesn't work internationally. Splitt is the best free alternative to both — no bank sync, works worldwide, free forever.

How it works

1. One partner pays for a shared expense (rent, groceries, dinner)
2. Log it in Splitt — takes about 10 seconds
3. Your partner sees the updated balance immediately on their phone
4. Settle up with one transfer — back to zero, no math needed

Frequently asked questions

Is Splitt really free?
Yes. Core features (expense logging, balance, 90-day history, goals) are permanently free. Premium is €7.99/month for unlimited history and AI financial assistant.

Do both partners need to download an app?
No. Open splitt-app.com on any phone browser — no App Store or Google Play needed. One partner shares a link; the other joins instantly.

Does Splitt work outside the US?
Yes. Splitt works worldwide. Active couples in Spain, Mexico, Colombia, Argentina, Chile, UK, France, Germany, and more. Available in 7 languages.

Is there a free Splitwise alternative for couples?
Yes — Splitt. It's free, unlimited, designed for two people, and requires no download. Much simpler than Splitwise for everyday couple expenses.

Related: Best app for couples finances 2026 · Splitwise alternative for couples · Honeydue alternative · Expense tracker no bank sync · Stop fighting about money