Splitt
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Splitt
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If you have been using Splitwise for a while and noticed that basic features are increasingly gated behind a Pro subscription, you are not imagining it. Splitwise has progressively moved features to its paid tier — and for couples who only need to track shared expenses between two people, the value proposition of paying monthly becomes hard to justify.
The good news: there are excellent free alternatives in 2026, and the best one was built specifically for couples.
Splitwise free works for basic use, but several features require Splitwise Pro:
For couples using Splitwise as a two-person group: you are paying for group management infrastructure, multi-currency travel features, and group settlement algorithms you do not use. That is what makes Splitwise feel expensive for two-person use cases.
Splitt is a free expense tracking app designed exclusively for two people. Where Splitwise is a group app that you can use for two people, Splitt is a couples app that does one thing perfectly: shows both of you the real-time balance between you.
Everything that matters for a couple is free in Splitt — and that is everything, because there is no paid tier:
| Feature | Splitwise Free | Splitwise Pro | Splitt |
|---|---|---|---|
| Price | Free | ~$3.99/month | Free forever |
| Built for couples | No | No | Yes |
| Spending charts | No (Pro only) | Yes | Yes (free) |
| Offline mode | No | No | Yes |
| No app install | No | No | Yes (PWA) |
| No ads | No | Yes | Yes (free) |
| Group support | Yes | Yes | Couples only |
Splitwise is genuinely better than Splitt in one scenario: when you need to manage expenses across groups larger than two people. A vacation with eight friends, a shared house with five roommates, a team event — Splitwise handles multi-person group settling well, with the "minimum transactions" algorithm that tells each person exactly who to pay.
If you are a couple who occasionally splits expenses with friends on trips, you might want both: Splitt for your ongoing household tracking, and Splitwise (or Tricount) for the occasional group event.
There is no automatic import from Splitwise to Splitt — they are separate services. But switching takes about 15 minutes:
You don't need to re-enter your entire Splitwise history. Just enter enough recent expenses to capture the current balance accurately. Most couples do 1–3 months back and call it done.
Event-based, no account required. Excellent for one-off group expenses like vacations. Not designed for ongoing household tracking — it is built around "events" that close when you are done. Best used alongside a continuous tracker like Splitt.
Minimalist group expense splitter. Works, handles multiple currencies, has a free tier. Less polished than Splitwise or Splitt, but functional if you just need the basics.
Not an app, but free and infinitely flexible. Works if you are disciplined about logging. The friction of opening a spreadsheet every time you spend something means most couples stop using it within a month.
Real-time balance, spending charts, unlimited history, no ads. No subscription.
Switch to Splitt →Splitwise has a free tier, but core features like spending charts, receipt scanning, and currency conversion require Splitwise Pro. For couples tracking shared expenses, free alternatives like Splitt provide more couple-relevant features at no cost.
Splitt is the best free Splitwise alternative for couples in 2026. It is 100% free, built specifically for two-person tracking, works without installing an app, and includes spending charts and real-time balance at no charge.
Yes. You re-enter recent expenses (10–15 minutes), then Splitt becomes your source of truth going forward. Most couples do 2–3 months of history to establish an accurate opening balance.
No. Splitt is designed exclusively for two people. If you need to split expenses across a group of 3 or more, Tricount or Splitwise are better suited for that use case.